Restoring ownership to the unaware investor.
Divica is the independent, transparent bridge between lost shareholders and the institutions holding their wealth.
The “Lost” Billions
The UK financial system has a quiet problem. An estimated £3 billion sits in unclaimed shares and dividends, held by registrars whose efforts to find rightful owners are often passive at best.
When a shareholder moves house, changes their name, or passes away, the paper trail breaks. The shares sit there, accumulating unpaid dividends, until they’re eventually absorbed or forfeited back to the company.
We believe that money belongs in your pocket, not in an unclaimed corporate account.
Our Core Principles
0% Commission
Traditional asset-recovery firms often take a significant percentage of what you reclaim. With Divica’s core search and assistance tools, you keep every penny of what’s yours.
Simplicity
We translate “registrar speak” into plain English. No jargon, no complex forms without guidance. Just a clear, direct path forward.
Independence
We work for you, not the registrars. Divica is an independent data aggregator built specifically to cut through corporate red tape.
Accessibility
Crucial financial information shouldn’t be hidden behind a paywall. Our primary database search and initial guidance are completely free for anyone to use.
Fairness
After 12 years, unclaimed dividends can be forfeited back to the company. We act against that ticking clock because we believe your family’s assets belong to your family.
Empowerment
We give individuals the DIY tools to reclaim on their own, and equip solicitors, accountants, and probate researchers with the high-volume tools to resolve complex estates efficiently.
Clarity in a Complex World
The three main UK registrars manage the shareholder records for most FTSE 350 companies, but their systems are built for institutions, not individuals navigating a probate or chasing down a forgotten holding.
Divica standardises the chaos. Whether you’re an individual tracking down a grandmother’s lost shares, or a professional managing dozens of complex cases, we simplify the search.
From instantly locating the correct registrar to generating ready-to-send reclaim letter templates, we provide the tools you need to cut through the bureaucracy.